Layaway is a great way to save for things you probably can’t pay for all at once. Layaway is also a great way to build credit. Keeping up and paying off a layaway will establish a positive credit history.
More stores than you may think offer Layaway programs…places like KMart, EBay and even airline and travel agencies offer layaway programs.
These online stores all offer layaway programs for everything; from an XBox to a trip to Greece, these layaway programs are perfect for those on a budget.
How does layaway work?
Most programs in the stores with layway run on a two to three month payment schedule, unless you are doing the travel program. Those run as long as you need to plan the trip.
Stores with Layaway
1. Sears Online Layaway Program (also available in-store)
The Sears online layaway program is similar to an in-store layaway program, except you can use the Sears website to shop for your items and make the layaway payments on the Web instead.
2. Kmart Online Layaway Program (also available in-store)
The Kmart Online Layaway program gives shoppers the option to put selected items in their online catalog on layaway.
Layaway-Travel.com is a unique Web-based program that allows shoppers to put vacations they put together online on a layaway payment plan.
eLayaway.com is a Web-based clearinghouse for over 1000 different companies offering layaway plans for shoppers.
Lay-Away.com is a site that offers online layaway plans for a variety of different products, ranging from appliances to camcorders.
Additional In-Store Layaway Programs (Not all stores offer layaway, sites vary)
Burlington Coat Factory
Best Buy (situational – but also available via eLayaway.com)
* Walmart no longer offers layaway and Target and JC Penny do not offer it and have no plans to start.
More Freebies and Specials:
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